![]() Use a safe to secure personal information in your home.Use passwords and personal identification numbers (PINs) for your credit card, bank, and phone accounts.You must contact each of the three credit reporting agencies individually to access your credit report under Maryland law:Įquifax: 1-80 Experian: 1-88 TransUnion: 1-88 Go to call 1-87 to access your report through the federal Fair Credit Reporting Act. Under Maryland and federal law, you are entitled to two FREE credit reports from each of the credit reporting agencies each year. You can stagger them so you are looking at a fresh report every two months. Review your credit report from each of the three credit reporting agencies twice per year.For more information on how to submit freeze requests to each of the three major credit reporting agencies, see our Guide to Freezing your Credit Report Page. A law that took effect January 1, 2013, enables parents and legal guardians to place a security freeze on their minor child's credit records that would prevent identity thieves from opening credit accounts in the child's name.You may contact the Identity Theft Unit by calling (410) 576-6491 or by sending an e-mail to How to Protect Yourself from Identity Theft We may also be able to help you address some of the issues that identity theft causes, such as dealing with credit card companies or collection agencies. The Identity Theft Unit can give you step-by-step advice on how to protect yourself from identity thieves using, or continuing to use, your personal information. Stealing files from businesses where they are a customer or employee, or by hacking into electronic files.“Pretexting" or using false pretenses to obtain your information from your bank, phone company, or even you.“Skimming" or using special storage devices to steal your credit or debit card number when they process your card.“Phishing" or sending e-mails that appear to be from legitimate businesses asking for consumer's personal information.“Dumpster diving" for documents with personal information.Completing a “change of address" form to divert your mail to another location.Identity thieves can obtain your personal information by: Identity theft is when a thief uses your personal identifying information to open credit accounts in your name or evade criminal liability. Identity theft is one of the fastest growing crimes in the country, affecting millions of Americans each year, and Marylanders are not immune. The Attorney General's Identity Theft Unit has tools available to help victims of identity theft address their problems, and to help all consumers protect themselves from identity thieves. Investment Advisers and Representatives. ![]()
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